The next thing I had to decide on my journey to stay at home was to live on a budget. Now, I have to say that I am not perfect at this, and it is still a work in progress. However, I have a basic budget in place, and am working to make it fit one income for when I am finished working. It is so important to know where your money is going each month. For those of you who listen to Dave Ramsey or have read one of his books, you should give each dollar a name. The best way to do this is to get your budget on paper. It doesn’t matter if you hand write it or have it on your computer, all that matters is that you can look at your spending. Here are some places I have found some free budget forms. You can use one of these to write out your budget or you can come up with your own!
Dave Ramsey Quickie Budget Form
Dave Ramsey Monthly Cash Flow Form
